Credit

How Fraud Victims Fix Credit Problems

WJFA offers the best insight on how to undo the damage caused by false or misleading credit reports and Investigative Consumer Reports.

Check out the links below to see the vast content WJFA provides for helpful tips and examples of how to take on the credit reporting bureaus and force them to fix the errors to rebuilding your life. Includes free sample letters and easy step-by-step instructions.

Investigative Consumer Report - The Secret File About You

It is the best kept secret. The file of information about you, used to judge you.

Do you know why you did not get a job offer? Do you know why you were denied credit, or, turned down from a government position, or, why you pay a high rate for auto or health insurance?

It is all in a secret file about you kept by the credit reporting bureaus. Do you know what is collected about you and who has access to it?

Techniques for Building a Good Credit Rating

There is life after the fraud. WJFA provides 12 easy steps to rebuild your credit score.

Follow this plan and you too will be jumping for joy. You do not to have to pay a company to do it for you because it is easy.

WJFA helps fraud victims for free. Now that is worth jumping for joy.

Explore Related Pages

Other WJFA viewers that came to this page, also found the topics below helpful.

Take Action

Don't ever give up is WJFA's battle cry to victims. Take Action is our help center. Everything from how to file a criminal complaint, to an on-line support group . 

Impotent Rage

You have been through hell. Inside, you always feel like you're about to explode. Little things push you over the top. You are not alone. Psychologists call it Impotent Rage. We have strategies from a psychologist to help you.

Foreclosure Fraud

Predators: they are always watching, waiting for you to falter so they can profit off your misery or hard time. WJFA provides their techniques for you to protect yourself.

Take Action - How to Dispute Credit Reports

WJFA provides insight on how to force the credit reporting bureaus to remove false information on your credit report. Includes a sample letter for disputing false information.

 

 

Why You Should Only use Your Debit Card as a Charge Card

WJFA provides tips for protecting your bank account from high-tech thieves stealing debt card information when you make purchases.

Credit reporting bureaus wrongly damaged Eric Carroll

A frustrated Eric Carroll was ruined by his credit report showing him as not paying his credit cards, mortgage, car payments, or, child support.

Accounts turned over to collection agencies and run-ins with the law. The problem was that it was another Eric Carroll from another state.

Credit Reporting Bureaus Role in Investment Fraud

The credit reporting bureaus, which the banking industry owns and finances their operations, played a key role in the lie to dupe investors into believing they were purchasing triple-A safe investments.

Understanding what is factored in your Credit Rating

WJFA gives you the bing, the bang, and the boom about credit rating, and how fraud victims need to know this to protect themselves and undo the damage.

New Credit Card Regulations to Protect Consumers

All the details you need to know how the new banking regulations regarding credit cards, will protect you and what you need to do or not do.

4 of 5 Credit Reports Have Errors

Several studies over the past 15 years have documented mistakes in credit reports. WJFA provides tips for protecting yourself.

Credit Reporting Bureaus Lag in Fixing False Information

False or misleading information on credit scores is wrecking lives. Fraud victims say their lives are in turmoil for years after the crime.

Many people report that after 5 years they still have not been able to get the credit reporting bureaus to correct the errors.

Rapid Alert tells when someone is using your card

Even the rich and famous are targeted for credit card theft. Wells Fargo & Co. executive Kevin Rhein learned about credit-card fraud first hand while walking on a treadmill at home in Minneapolis.

How to Protect Yourself from Credit Card Scams

WJFA provides some basics for protecting yourself from the onslaught of high-tech scams to steal your credit card information while you think you are doing a normal transaction.

Predatory Lending Practices of Credit Card Industry

Even if you make your credit payments on time, credit card companies can increase your percentage rate if you're late on payment with a different lender.

Suing Credit Reporting Bureaus to Undo Identity Theft Damage

Carol Mixon felt she had no option but to sue the credit reporting agencies because they would not remove the damaging information that was created by an unknown person who stole her identity.

Steps for Protecting Yourself From Credit Card Thief

Eight things you can do to protect yourself from thieves.

You're Not Alone

"No one understands what I am going through." -- "I am financially ruined from the fraud."

You're not alone.

It is common to feel angry and helpless about the injustice, feel betrayed by the system, and be depressed about being victimized.

WJFA is operated by volunteers, who were also fraud victims denied justice. We understand how you feel. We are here if you need to talk or need support.

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